Privacy Policy

Introduction

This Privacy Policy describes how MS CHOWDHURY AUTOMOBILE and its affiliates (collectively “MS CHOWDHURY AUTOMOBILE, we, our, us”) collect, use, share, protect or otherwise process your information/ personal data through our website https://chowdhuryautomobile.com/ (hereinafter referred to as Platform). Please note that you may be able to browse certain sections of the Platform without registering with us.We do not offer any product/service under this Platform outside India and your personal data will primarily be stored and processed in India. By visiting this Platform, providing your information or availing any product/service offered on the Platform, you expressly agree to be bound by the terms and conditions of this Privacy Policy, the Terms of Use and the applicable service/product terms and conditions, and agree to be governed by the laws of India including but not limited to the laws applicable to data protection and privacy. If you do not agree please do not use or access our Platform.

Collection – We collect your personal data when you use our platform, services, or interact with us during the course of our relationship and related information provided from time to time. Some of the information we may collect includes but is not limited to personal data or information provided to us during sign-up/registering or using our platform such as name, date of birth, address, telephone/mobile number, email ID, and any such information shared as proof of identity or address. Some sensitive personal data may be collected with your consent, such as your bank account, credit or debit card, other payment instrument information, or biometric information like facial features or physiological information (to enable use of certain features when opted for, available on the platform), all in accordance with applicable laws. You always have the option to not provide information by choosing not to use a particular service or feature on the platform. We may track your behavior, preferences, and other information that you choose to provide on our platform. This information is compiled and analyzed on an aggregated basis. We will also collect your information related to your transactions on the platform and third-party business partner platforms. When such a third-party business partner collects your personal data directly from you, you will be governed by their privacy policies. We are not responsible for the third-party business partner’s privacy practices or the content of their privacy policies, and we request that you read their privacy policies before disclosing any information. If you receive an email or a call from a person or association claiming to be MS Chowdhury Automobile seeking any personal data like debit/credit card PIN, net-banking, or mobile banking password, we request you never provide such information. If you have already revealed such information, report it immediately to the appropriate law enforcement agency.

Usage – We use personal data to provide the services you request. To the extent we use your personal data to market to you, we will provide you with the ability to opt out of such uses. We use your personal data to assist sellers and business partners in handling and fulfilling orders; enhancing customer experience; resolving disputes; troubleshooting problems; informing you about online and offline offers, products, services, and updates; customizing your experience; detecting and protecting against error, fraud, and other criminal activity; enforcing our terms and conditions; conducting marketing research, analysis, and surveys; and as otherwise described to you at the time of collection of information. You understand that your access to these products or services may be affected in the event permission is not provided to us.

Sharing – We may share your personal data internally within our group entities, other corporate entities, and affiliates to provide you access to the services and products offered by them. These entities and affiliates may market to you as a result of such sharing unless you explicitly opt out. We may disclose personal data to third parties such as sellers, business partners, third-party service providers including logistics partners, prepaid payment instrument issuers, third-party reward programs, and other payment methods opted by you. These disclosures may be required for us to provide you access to our services and products, to comply with our legal obligations, to enforce our user agreement, to facilitate our marketing and advertising activities, and to prevent, detect, mitigate, and investigate fraudulent or illegal activities related to our services. We may disclose personal and sensitive personal data to government agencies or other authorized law enforcement agencies if required by law or in the good faith belief that such disclosure is reasonably necessary to respond to subpoenas, court orders, or other legal processes. We may disclose personal data to law enforcement offices, third-party rights owners, or others in the good faith belief that such disclosure is reasonably necessary to enforce our Terms of Use or Privacy Policy, respond to claims that an advertisement, posting, or other content violates the rights of a third party, or protect the rights, property, or personal safety of our users or the general public.

Security Precautions – To protect your personal data from unauthorized access or disclosure, loss, or misuse, we adopt reasonable security practices and procedures. Once your information is in our possession or whenever you access your account information, we adhere to our security guidelines to protect it against unauthorized access and offer the use of a secure server. However, the transmission of information is not completely secure for reasons beyond our control. By using the platform, users accept the security implications of data transmission over the internet and the World Wide Web, which cannot always be guaranteed as completely secure, and therefore, there would always remain certain inherent risks regarding the use of the platform. Users are responsible for ensuring the protection of login and password records for their account.

Data Deletion and Retention – You have the option to delete your account by visiting your profile and settings on our platform. This action would result in you losing all information related to your account. You may also write to us at the contact information provided below for assistance with these requests. In the event of any pending grievance, claims, pending shipments, or other services, we may refuse or delay the deletion of the account. Once the account is deleted, you will lose access to it. We retain your personal data for a period no longer than is required for the purpose for which it was collected or as required under any applicable law. However, we may retain data related to you if we believe it may be necessary to prevent fraud, future abuse, or for other legitimate purposes. We may continue to retain your data in anonymized form for analytical and research purposes.

Your Rights – You may access, rectify, and update your personal data directly through the functionalities provided on the Platform.

Consent – By visiting our Platform or by providing your information, you consent to the collection, use,storage, disclosure and otherwise processing of your information on the Platform in accordance with thisPrivacy Policy. If you disclose to us any personal data relating to other people, you represent that youhave the authority to do so and permit us to use the information in accordance with this Privacy Policy.You, while providing your personal data over the Platform or any partner platforms or establishments,consent to us (including our other corporate entities, affiliates, lending partners, technology partners,marketing channels, business partners and other third parties) to contact you through SMS, instantmessaging apps, call and/or e-mail for the purposes specified in this Privacy Policy. You have an optionto withdraw your consent that you have already provided by writing to the Grievance Officer at thecontact information provided below. Please mention “Withdrawal of consent for processing personaldata” in your subject line of your communication. We may verify such requests before acting on ourrequest. However, please note that your withdrawal of consent will not be retrospective and will be inaccordance with the Terms of Use, this Privacy Policy, and applicable laws. In the event you withdrawconsent given to us under this Privacy Policy, we reserve the right to restrict or deny the provision of ourservices for which we consider such information to be necessary.

Changes to this Privacy Policy – Please check our Privacy Policy periodically for changes. We mayupdate this Privacy Policy to reflect changes to our information practices. We may alert / notify youabout the significant changes to the Privacy Policy, in the manner as may be required under applicablelaws.